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	<title>Comments for Insurance information</title>
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	<lastBuildDate>Fri, 26 Feb 2010 23:34:11 +0000</lastBuildDate>
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		<title>Comment on What Kind Of Medical Insurance Do You Recommend? by Gregg</title>
		<link>http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/comment-page-1/#comment-5499</link>
		<dc:creator>Gregg</dc:creator>
		<pubDate>Fri, 26 Feb 2010 23:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/#comment-5499</guid>
		<description>You need to determine if this problem has been listed as a diagnosed condition on your Medical Information Bureau.(it is like a credit bureau where medical information about you is listed). Knowing whether you need to disclose this condition is a VERY big issue. Needless to say, if it is a given that you are going to need this surgery, that means that the higher payout probability for the Insurance company.
This does not automatically mean that you cannot get coverage, but it is important to know prior to applying for coverage. Some conditions may have a temporary exclusion or a permanent exclusion. This varies by company. 
There are several alternatives if you cannot get a traditional policy. There are guaranteed issue plans that will pay out a specific sum per procedure. These are not major medical plans, but it beats nothing.
If you do qualify for a traditional plan I would suggest a HSA qualified plan that has a 100 percent payout after your chosen deductable. These are great plans. 
Obviously if you have a job that offers coverage, you should take that coverage. You will not have to worry about pre-existing coverage.
Contrary to what you hear in the media there are many health plans that are designed for almost any budget.
Good Luck</description>
		<content:encoded><![CDATA[<p>You need to determine if this problem has been listed as a diagnosed condition on your Medical Information Bureau.(it is like a credit bureau where medical information about you is listed). Knowing whether you need to disclose this condition is a VERY big issue. Needless to say, if it is a given that you are going to need this surgery, that means that the higher payout probability for the Insurance company.<br />
This does not automatically mean that you cannot get coverage, but it is important to know prior to applying for coverage. Some conditions may have a temporary exclusion or a permanent exclusion. This varies by company.<br />
There are several alternatives if you cannot get a traditional policy. There are guaranteed issue plans that will pay out a specific sum per procedure. These are not major medical plans, but it beats nothing.<br />
If you do qualify for a traditional plan I would suggest a HSA qualified plan that has a 100 percent payout after your chosen deductable. These are great plans.<br />
Obviously if you have a job that offers coverage, you should take that coverage. You will not have to worry about pre-existing coverage.<br />
Contrary to what you hear in the media there are many health plans that are designed for almost any budget.<br />
Good Luck</p>
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		<title>Comment on What Kind Of Medical Insurance Do You Recommend? by Trevor</title>
		<link>http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/comment-page-1/#comment-5498</link>
		<dc:creator>Trevor</dc:creator>
		<pubDate>Fri, 26 Feb 2010 23:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/#comment-5498</guid>
		<description>Try this sitehttp://heinsurance.notlong.com
here you can get quotes from different companies in your area.</description>
		<content:encoded><![CDATA[<p>Try this sitehttp://heinsurance.notlong.com<br />
here you can get quotes from different companies in your area.</p>
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		<title>Comment on What Kind Of Medical Insurance Do You Recommend? by ecrunner</title>
		<link>http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/comment-page-1/#comment-5500</link>
		<dc:creator>ecrunner</dc:creator>
		<pubDate>Fri, 26 Feb 2010 23:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/#comment-5500</guid>
		<description>phew! expensive surgery! Well, in this day in age, it is harder to find full coverage insurance because the health care system has gone to sh--. I read an article on this site: http://www.scrubsmag.com/?utm_source=e&amp;u… about preventative medicine and insurance plans. My suggestion is to start in on one of those health savings accounts and save up. I think the premium is 1,500 and then full coverage after that (not sure on any specific limitations though).</description>
		<content:encoded><![CDATA[<p>phew! expensive surgery! Well, in this day in age, it is harder to find full coverage insurance because the health care system has gone to sh&#8211;. I read an article on this site: <a href="http://www.scrubsmag.com/?utm_source=e&#038;u…" rel="nofollow">http://www.scrubsmag.com/?utm_source=e&#038;u…</a> about preventative medicine and insurance plans. My suggestion is to start in on one of those health savings accounts and save up. I think the premium is 1,500 and then full coverage after that (not sure on any specific limitations though).</p>
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		<title>Comment on What Kind Of Medical Insurance Do You Recommend? by Ro L</title>
		<link>http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/comment-page-1/#comment-5503</link>
		<dc:creator>Ro L</dc:creator>
		<pubDate>Fri, 26 Feb 2010 23:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/#comment-5503</guid>
		<description>try looking on http://www.medical-insurance-deals.com you will find everything you need to know on there.</description>
		<content:encoded><![CDATA[<p>try looking on <a href="http://www.medical-insurance-deals.com" rel="nofollow">http://www.medical-insurance-deals.com</a> you will find everything you need to know on there.</p>
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		<title>Comment on What Kind Of Medical Insurance Do You Recommend? by Dick</title>
		<link>http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/comment-page-1/#comment-5502</link>
		<dc:creator>Dick</dc:creator>
		<pubDate>Fri, 26 Feb 2010 23:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/#comment-5502</guid>
		<description>healthplans.my-age.net - my family have this health insurance. It is affordable and has good coverage for dental issues.</description>
		<content:encoded><![CDATA[<p>healthplans.my-age.net &#8211; my family have this health insurance. It is affordable and has good coverage for dental issues.</p>
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		<title>Comment on What Kind Of Medical Insurance Do You Recommend? by TIMOTHY C</title>
		<link>http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/comment-page-1/#comment-5501</link>
		<dc:creator>TIMOTHY C</dc:creator>
		<pubDate>Fri, 26 Feb 2010 23:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/what-kind-of-medical-insurance-do-you-recommend/#comment-5501</guid>
		<description>You may try to google it,here http://www.InsuranceFreeTip.info/insurance-for-free.htm  has some direct resource that might be helpful.</description>
		<content:encoded><![CDATA[<p>You may try to google it,here <a href="http://www.InsuranceFreeTip.info/insurance-for-free.htm" rel="nofollow">http://www.InsuranceFreeTip.info/insurance-for-free.htm</a>  has some direct resource that might be helpful.</p>
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		<title>Comment on What Vision Insurance Is Considered Good And Cheap For The Philadelphia Area? by smoundzo</title>
		<link>http://insurance.blogknow.net/questions/what-vision-insurance-is-considered-good-and-cheap-for-the-philadelphia-area/comment-page-1/#comment-5428</link>
		<dc:creator>smoundzo</dc:creator>
		<pubDate>Thu, 18 Feb 2010 23:09:45 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/what-vision-insurance-is-considered-good-and-cheap-for-the-philadelphia-area/#comment-5428</guid>
		<description>Probably the best and most affordable health inusrance available.. they also have a dental/vision optionas well
Goodluck
http://tinyurl.com/ye6wvpt</description>
		<content:encoded><![CDATA[<p>Probably the best and most affordable health inusrance available.. they also have a dental/vision optionas well<br />
Goodluck<br />
<a href="http://tinyurl.com/ye6wvpt" rel="nofollow">http://tinyurl.com/ye6wvpt</a></p>
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		<title>Comment on What Vision Insurance Is Considered Good And Cheap For The Philadelphia Area? by NANCY R</title>
		<link>http://insurance.blogknow.net/questions/what-vision-insurance-is-considered-good-and-cheap-for-the-philadelphia-area/comment-page-1/#comment-5427</link>
		<dc:creator>NANCY R</dc:creator>
		<pubDate>Thu, 18 Feb 2010 23:09:45 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/what-vision-insurance-is-considered-good-and-cheap-for-the-philadelphia-area/#comment-5427</guid>
		<description>possess as much information as you could maybe is one of the options,however it is quite time consuming,herehttp://www.HealthInsuranceIdeas.info
is the resource i have ever had good experience.</description>
		<content:encoded><![CDATA[<p>possess as much information as you could maybe is one of the options,however it is quite time consuming,herehttp://www.HealthInsuranceIdeas.info<br />
is the resource i have ever had good experience.</p>
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		<title>Comment on What Vision Insurance Is Considered Good And Cheap For The Philadelphia Area? by Clay</title>
		<link>http://insurance.blogknow.net/questions/what-vision-insurance-is-considered-good-and-cheap-for-the-philadelphia-area/comment-page-1/#comment-5426</link>
		<dc:creator>Clay</dc:creator>
		<pubDate>Thu, 18 Feb 2010 23:09:45 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/what-vision-insurance-is-considered-good-and-cheap-for-the-philadelphia-area/#comment-5426</guid>
		<description>healthquotes.awardspace.info - here is my health insurance plan. As I remember they can provide such a service.</description>
		<content:encoded><![CDATA[<p>healthquotes.awardspace.info &#8211; here is my health insurance plan. As I remember they can provide such a service.</p>
]]></content:encoded>
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		<title>Comment on How To Get Health Insurance For My Unborn Daughter? by Lori</title>
		<link>http://insurance.blogknow.net/questions/how-to-get-health-insurance-for-my-unborn-daughter/comment-page-1/#comment-5399</link>
		<dc:creator>Lori</dc:creator>
		<pubDate>Tue, 16 Feb 2010 23:34:37 +0000</pubDate>
		<guid isPermaLink="false">http://insurance.blogknow.net/questions/how-to-get-health-insurance-for-my-unborn-daughter/#comment-5399</guid>
		<description>You will have to wait until she is born. You will not be able to get a policy for her until then. You can apply for medicaid for yourself now (even if you do not use it) and add her within 30 days after birth, she will be covered. Some states allow the baby to be covered under the mom&#039;s medicaid for 60-90 days after the birth. Check with your state to see if they are one.
If you want private insurance for her, go to an independant agent and get the basics set up-know which policy you want to purchase ahead of time. Then when she is born, send the required paperwork in.</description>
		<content:encoded><![CDATA[<p>You will have to wait until she is born. You will not be able to get a policy for her until then. You can apply for medicaid for yourself now (even if you do not use it) and add her within 30 days after birth, she will be covered. Some states allow the baby to be covered under the mom&#8217;s medicaid for 60-90 days after the birth. Check with your state to see if they are one.<br />
If you want private insurance for her, go to an independant agent and get the basics set up-know which policy you want to purchase ahead of time. Then when she is born, send the required paperwork in.</p>
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